Every bank that offers loan will look into many criteria prior to sanctioning it. Among the long list of factors, few important ones are:

  • Cibil
  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets
  • Liabilities
  • Saving habits, and more

Self Employed

Required Documents Eligibility Criteria
  • Latest 3Yrs IT papers, Latest one year current A/c statement,
  • Latest 12 months current A/c or Saving Acc statement
  • Company profile
  • SSI, TIN or service tax registration certificate,
  • Applicant and co applicant pan card
  • Applicant and co applicant address proof, Pan card (current and permanent )
  • All type of Loan sanction letter, repayment bank statements, Statement of account(SOA)
  • Property full set of documents,
    (in the Above checklist What are the Available Bring a Copy )

Salaried

Required Documents Eligibility Criteria
  • Latest 3 Months Payslip,
  • Latest Two Years Form 16
  • Latest 6 Months Bank Statement
  • Latest Incremental Letter if Any
  • Aadhar Card Copy
  • Pan Card Copy Copy –
  • Estimation for Constructions / Agreements for Constructions.- 2 Copies
  • Approved Building Plane. 2 Copies
  • Latest Sale Deed – 2 Copies
  • Parent Documents Full set includes Patta
  • Cheque Leaf 1
    (in the Above check list What are the Available Bring a Copy )